Yes. Life settlements are regulated at the state level in most of the United States. These rules are designed to protect policyholders by ensuring that only licensed and reputable companies can purchase life insurance policies.
State regulations cover disclosures, privacy protections, licensing requirements, escrow rules, rescission rights, and how offers must be presented. Many states require life settlement providers and brokers to maintain annual reporting, financial oversight, and data security standards.
These regulations ensure that sellers receive transparent information and fair treatment throughout the process. Working through a marketplace that only partners with licensed buyers adds another layer of security and helps seniors avoid unregulated or fraudulent actors.
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