The Smart Way to Sell Your Life Insurance Policy
Over 65 with a life insurance policy you no longer need? Get an instant appraisal, access to licensed buyers, and real offers — all online in minutes.
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Takes less than 5 minutes to see if you qualify!
4.9/5 (23)
Partnering with all the top licensed buyers
A New Standard For Life Settlements
Settle Helps You Sell Your Life Insurance—With Simplicity and Confidence
Instant Policy Appraisal
Settle offers an online calculator that provides an estimate of your policy's value in under five minutes.
Access to Multiple Buyers
We connect you with a network of licensed buyers, allowing you to compare offers and choose the best one.
Fast, Secure, Stress-Free
Settle handles the complexities of the life settlement process, reducing paperwork and making it more accessible and efficient.
Get Real Offers—Fast.
Every year, billions in life insurance value is lost when policies are left to lapse or surrender for pennies. Settle makes sure you don’t leave money behind. We evaluate your policy instantly and bring real-time offers from trusted, licensed buyers—so you can compare bids, choose the best deal, and cash out quickly.
How Life Settlements Work
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Client Success Stories
"I had no idea my life insurance policy was worth anything until I found Settle. The process was fast, clear, and actually kind of empowering. Within days, I had multiple offers — and I walked away with way more than I expected."
Robert, 77
Received $175,000 for his $350,000 policy
"Selling a life insurance policy sounded complicated, but Settle made it simple. Easy to get started, and they guided me the whole way. I’m so glad I found them — it turned a burden into an asset."
Patricia, 70
Received $268,000 for her $1 million policy
"I couldn’t afford to keep paying the premiums, but I didn’t want to throw my policy away. Settle helped me understand what it was worth and connected me with real buyers — all online, no pressure. It gave me some breathing room in retirement."
Charles, 69
Received $105,000 for his $500,000 policy
Frequently Asked Questions
How much can I get for selling my life insurance policy?
We’ve helped clients get $25,000-$500,000 for their life insurance policies. The value depends on factors like your age, policy type, face value, and premiums paid—but don’t worry, we’ll guide you
How old do I need to be to sell my life insurance policy?
We typically work with people 65+ looking to stop payments and boost retirement savings, but we’ve helped those as young as 35. Let’s chat and see how we can help.
Is there a cost to speak with an advisor?
Of course not! We will discuss how a life settlement may work for you personally, give you an estimated cash offer, and answer any questions you have to make a confident decision - all for free, no strings attached.
Does Settle work with insurance agents and financial advisors?
Yes! We work with agents and advisors to get their clients top dollar for their clients’ life insurance policies.
How does Settle make money?
If you choose to sell your policy, we receive a fee from our investor network. You pay no commissions or fees when selling your policy.
Who is the team behind Settle?
Settle is driven by wealth management and tech experts dedicated to helping the 1.4M people who let life insurance policies lapse annually. Our mission: enhance 1 million retirements by 2030.
If you have any further questions, please reach out to and schedule a consultation.
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Life Settlement Estimate Calculator
How Much is Your Life Insurance Worth?
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*The Life Settlement Estimate Calculator provided on this website is intended to provide an estimate of the potential value of a life insurance policy and is not a guarantee of the actual value that a policy may receive in a life settlement transaction.
Fast & Secure Life Settlements
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Takes less than 5 minutes to see if you qualify!
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Settlewealth.com is owned and operated by Settle Life, Inc. ("Settle"), a financial technology and life settlement marketing company, not a life settlement provider nor a life settlement broker. Consequently, our role does not include representing policyholders directly in life settlement transactions. Our primary function is to facilitate connections between qualified policy owners and licensed life settlement providers and other investment firms, which may include entities affiliated with Settle. In these transactions, Settle's compensation is derived from successful life settlement deals that originate through our website, SettleWealth.com.
Settle also operates as a platform offering investor subscriptions that provide access to deal flow within our private marketplace. It's important to note that Settle does not sell securities, engage in securities transactions, or offer investment advice. Our service is designed to facilitate connections between policyholders and potential investors, granting subscribers the opportunity to explore life settlement deals. Subscribers are responsible for their own investment decisions and due diligence.
It's important for users to understand that not every interaction with Settle guarantees receipt of an offer from life settlement providers. Additionally, we respect the privacy of our users; therefore, names and likenesses of individuals in marketed example transactions are altered. The specifics provided in these case examples are not exact figures but are approximate representations. As such, each user's experience and results may vary. This service is available exclusively within the United States and is void where prohibited by applicable law.
The Life Settlement Estimate Calculator, offered as a service by Settle, is designed to aid in the assessment and qualification process of life insurance policies. It is crucial to note that this calculator provides estimates generated by Settle and should not be construed as a bid or definitive offer from any licensed life settlement provider. The calculated estimates do not guarantee the sale price of a policy nor assure an offer from any life settlement provider. By utilizing the Life Settlement Estimate Calculator, users authorize Settle to share their information with licensed entities, which may contact them, including through telephone communication. The Policy Appraisal and Website Qualification Form, along with any related conclusions, should be used solely for informational, illustrative, and educational purposes. Settle makes no claims or guarantees regarding the accuracy, reliability, or completeness of the Qualification Analysis or any underlying assumptions.
Users are reminded to conduct their due diligence and consult with professional advisors as needed. The life settlement process can be complex, and it is crucial to understand all implications, including financial and legal aspects, before proceeding with any transaction. Settle aims to provide transparent and helpful information but does not offer legal or financial advice. This disclaimer is intended to clarify the nature of services provided by Settle and to outline the limitations and scope of our role in the life settlement market. We encourage users to read this disclaimer carefully and reach out to us with any questions or for further clarification regarding our services and the life settlement process.
If you are using a screen reader and are having problems using this website, please call (214) 531-4733 for assistance.
Settle also operates as a platform offering investor subscriptions that provide access to deal flow within our private marketplace. It's important to note that Settle does not sell securities, engage in securities transactions, or offer investment advice. Our service is designed to facilitate connections between policyholders and potential investors, granting subscribers the opportunity to explore life settlement deals. Subscribers are responsible for their own investment decisions and due diligence.
It's important for users to understand that not every interaction with Settle guarantees receipt of an offer from life settlement providers. Additionally, we respect the privacy of our users; therefore, names and likenesses of individuals in marketed example transactions are altered. The specifics provided in these case examples are not exact figures but are approximate representations. As such, each user's experience and results may vary. This service is available exclusively within the United States and is void where prohibited by applicable law.
The Life Settlement Estimate Calculator, offered as a service by Settle, is designed to aid in the assessment and qualification process of life insurance policies. It is crucial to note that this calculator provides estimates generated by Settle and should not be construed as a bid or definitive offer from any licensed life settlement provider. The calculated estimates do not guarantee the sale price of a policy nor assure an offer from any life settlement provider. By utilizing the Life Settlement Estimate Calculator, users authorize Settle to share their information with licensed entities, which may contact them, including through telephone communication. The Policy Appraisal and Website Qualification Form, along with any related conclusions, should be used solely for informational, illustrative, and educational purposes. Settle makes no claims or guarantees regarding the accuracy, reliability, or completeness of the Qualification Analysis or any underlying assumptions.
Users are reminded to conduct their due diligence and consult with professional advisors as needed. The life settlement process can be complex, and it is crucial to understand all implications, including financial and legal aspects, before proceeding with any transaction. Settle aims to provide transparent and helpful information but does not offer legal or financial advice. This disclaimer is intended to clarify the nature of services provided by Settle and to outline the limitations and scope of our role in the life settlement market. We encourage users to read this disclaimer carefully and reach out to us with any questions or for further clarification regarding our services and the life settlement process.
If you are using a screen reader and are having problems using this website, please call (214) 531-4733 for assistance.
