The Smart Way to Sell Your Life Insurance Policy

Over 65 with a life insurance policy you no longer need? Get a real-time appraisal, real offers, and access to licensed buyers — all online in minutes.
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Takes less than 5 minutes to see if you qualify!
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Partnering with all the top licensed buyers

A Better Way to Sell A Life Insurance Policy

Settle Helps You Sell Your Life Insurance—With Simplicity and Confidence

Instant Policy Appraisal

Settle offers an online calculator that provides an estimate of your policy's value in under five minutes.

Access to Multiple Buyers

We connect you with a network of licensed buyers, allowing you to compare offers and choose the best one.

Fast, Secure, Stress-Free

Settle handles the complexities of the life settlement process, reducing paperwork and making it more accessible and efficient.

Why a Life Settlement?

Don't Let it Lapse, Take the Better Path

Every year, billions in life insurance is walked away from—lapsed, unused, and unpaid.

Settle helps you avoid that.

We evaluate your policy instantly and bring real offers from top licensed buyers—so you can get the highest value, fast.
How Life Settlements Work

Real Client Success Stories

"I had no idea my life insurance policy was worth anything until I found Settle. The process was fast, clear, and actually kind of empowering. Within days, I had multiple offers — and I walked away with way more than I expected."
Robert S.
Dallas, Texas
"Selling a life insurance policy sounded complicated, but Settle made it simple. Easy to get started, and they guided me the whole way. I’m so glad I found them — it turned a burden into an asset."
Zacharie M.
Scottsdale, Arizona
"I couldn’t afford to keep paying the premiums, but I didn’t want to throw my policy away. Settle helped me understand what it was worth and connected me with real buyers — all online, no pressure. It gave me some breathing room in retirement."
Minh H.
Charlotte, North Carolina

Frequently Asked Questions

How much can I get for selling my life insurance policy?

We’ve helped clients get $25,000-$500,000 for their life insurance policies. The value depends on factors like your age, policy type, face value, and premiums paid—but don’t worry, we’ll guide you

How old do I need to be to sell my life insurance policy?

We typically work with people 65+ looking to stop payments and boost retirement savings, but we’ve helped those as young as 35. Let’s chat and see how we can help.

Is there a cost to speak with an advisor?

Of course not! We will discuss how a life settlement may work for you personally, give you an estimated cash offer, and answer any questions you have to make a confident decision - all for free, no strings attached.

Does Settle work with insurance agents and financial advisors?

Yes! We work with agents and advisors to get their clients top dollar for their clients’ life insurance policies.

How does Settle make money?

If you choose to sell your policy, we receive a fee from our investor network. You pay no commissions or fees when selling your policy.

Who is the team behind Settle?

Settle is driven by wealth management and tech experts dedicated to helping the 1.4M people who let life insurance policies lapse annually. Our mission: enhance 1 million retirements by 2030.
If you have any further questions, please reach out to and schedule a consultation.
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How Much is Your Life Insurance Policy Worth?

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*The Life Settlement Estimate Calculator provided on this website is intended to provide an estimate of the potential value of a life insurance policy and is not a guarantee of the actual value that a policy may receive in a life settlement transaction.