Terms & Conditions

Effective Date: October 23, 2025

Welcome to Settle Wealth. These Terms & Conditions (“Terms”) govern your use of the website SettleWealth.com (the “Site”) operated by Settle Life, Inc. (“Settle,” “we,” “us,” or “our”). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Who We Are

Settle Wealth (a service of Settle Life, Inc.) helps policyholders understand the potential market value of their life insurance policies and, where appropriate, connect with licensed life settlement providers and institutional buyers.

We are not a law firm, tax advisor, or insurance carrier. Any information on this Site is for educational and informational purposes only and should not be considered legal, financial, or tax advice.

Company Name: Settle Life, Inc.
Website: https://www.settlewealth.com
Phone: (214) 531-4733
Address: 969 Commerce St, Fort Worth, TX 76102

2. Eligibility

You may use this Site only if you are:

  • At least 18 years of age; and
  • Located in the United States; and
  • Using the Site for personal, non-commercial purposes.

3. How Our Site Works

When you submit information through a form on our Site, we may use that information to:

  • Provide you with a free policy appraisal or estimate.
  • Contact you via phone, email, or text to discuss your policy’s eligibility.
  • Connect you with licensed partners or buyers for further evaluation.

By submitting a form, you acknowledge and authorize Settle and its representatives to contact you for these purposes. Message and data rates may apply.

4. No Guarantee of Offers

Submitting your information does not guarantee that you will receive an offer for your policy or that your policy qualifies for a life settlement. All offers are subject to review, underwriting, and approval by licensed buyers or providers.

Settle is not responsible for the outcome of any appraisal, offer, or transaction facilitated through this Site.

5. Accuracy of Information

You agree that any information you provide on this Site is accurate and complete to the best of your knowledge. Submitting false or misleading information may result in the denial of services.

6. Privacy and Data Security

We value your privacy. All information you submit through this Site is confidential and handled according to our Privacy Policy.

Settle follows strict security standards and HIPAA-compliant procedures for handling sensitive personal and medical data when applicable. However, no system is entirely secure, and you acknowledge that submitting information online carries inherent risks.

7. Intellectual Property

All content, design, trademarks, and materials on this Site — including text, images, graphics, logos, and software — are owned by or licensed to Settle Life, Inc. and are protected by applicable copyright and trademark laws.

You may not reproduce, distribute, modify, or use any content without prior written permission.

8. Prohibited Uses

You agree not to:

  • Use this Site for any fraudulent or unlawful purpose.
  • Interfere with or disrupt the Site’s operation or security.
  • Use automated tools or bots to collect data from the Site.
  • Submit information on behalf of another person without consent.

Settle reserves the right to restrict or terminate your access for any misuse.

9. Disclaimer of Warranties

This Site and all related services are provided “as is” and “as available.”

Settle makes no warranties, express or implied, about:

  • The accuracy or completeness of information on the Site;
  • The results of any appraisal or valuation; or
  • The suitability of any life settlement transaction for your individual situation.

You assume full responsibility for evaluating your options and should consult a licensed financial, tax, or legal professional before making decisions.

10. Limitation of Liability

To the fullest extent permitted by law, Settle Life, Inc. and its affiliates, officers, employees, and contractors shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

  • Your use or inability to use this Site;
  • Errors or omissions in any content; or
  • Any third-party services or offers facilitated through Settle.

Your sole remedy for dissatisfaction with the Site is to stop using it.

11. Third-Party Links and Services

Our Site may include links to third-party websites or services. We do not control, endorse, or assume responsibility for any content or actions on those sites. You access third-party websites at your own risk and subject to their terms.

12. Modifications to the Terms

We may update or revise these Terms at any time by posting the new version on this page with an updated “Effective Date.” Your continued use of the Site after such changes constitutes your acceptance of the updated Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles.

Any disputes shall be resolved exclusively in the state or federal courts located in Tarrant County, Texas.

14. Contact Us

If you have questions about these Terms, please contact us:

Settle Life, Inc.
969 Commerce St
Fort Worth, TX 76102
Phone: (214) 531-4733
Email: support@settlewealth.com

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© 2025 Settle Life, Inc. | All Rights Reserved
Settlewealth.com is a website owned and operated by Settle Life, Inc. (“Settle”), a financial technology and life settlement marketing company based in the United States. Settle is not a licensed life settlement provider, nor a licensed life settlement broker, and does not engage directly in regulated life settlement transactions as a representative of policyholders. Our core function is to serve as a facilitative platform, designed to connect qualified life insurance policy owners with licensed life settlement providers, institutional buyers, and other investment-related entities, some of which may be affiliated with or compensated by Settle. These providers and firms operate independently and are solely responsible for the purchase and servicing of life insurance policies acquired through settlement transactions.

Settle is not acting in a fiduciary capacity, and our role does not include giving financial, legal, tax, or insurance advice. We do not offer or originate bids for policies, nor do we negotiate life settlement contracts on behalf of either sellers or buyers. Rather, Settle’s platform operates as a conduit, streamlining introductions and enabling potential transactions between consenting parties. In instances where a life settlement transaction is successfully completed as a result of a referral, lead, or introduction facilitated by SettleWealth.com, Settle may receive compensation from the licensed provider or other participating entities. The nature and amount of such compensation may vary by transaction and is typically paid from proceeds allocated within the provider’s purchase structure.

In our effort to protect user privacy, the names, images, likenesses, and specific identifying details shown in testimonial examples, case illustrations, or marketing content on SettleWealth.com may be fictionalized or altered. These examples are intended solely to demonstrate potential scenarios for educational purposes and should not be interpreted as promises or guarantees of specific outcomes. All illustrations, data points, and estimates are provided for illustrative and general informational purposes only.

Completion of our Application, or any related intake forms, does not obligate any party to move forward with a transaction. All submissions are voluntary and reviewed for eligibility. Users should exercise discretion and independently verify any figures, assumptions, or conclusions shared by the platform. The Appraisal Analysis produced by Settle is a non-binding assessment designed to assist in initial evaluations only. Settle makes no representations or warranties regarding the completeness, accuracy, timeliness, or usefulness of this analysis, and disclaims all liability for decisions made based on its contents.

We encourage all users to conduct thorough due diligence before pursuing or accepting any life settlement offer. The process may have implications on Medicaid eligibility, estate planning, taxes, and future insurability. It is the responsibility of the user to consult qualified professionals as needed. Settle does not assume any responsibility for individual outcomes or the suitability of life settlements for specific users.

This service is intended for use only by residents of the United States and is void where prohibited by law. Access to or use of the platform in certain jurisdictions may be restricted and is the responsibility of the user to confirm legal compliance.If you are using a screen reader or have difficulty accessing any part of this website, please contact us directly at ‪(214) 531-4733‬ and a representative will assist you.