Appraise Your Policy
Want to know what your client's policy is worth?
Your clients deserve to know the true value of their policy
We’ll help you quickly determine if your client’s policy qualifies for a competitive life settlement offer.
live insurance agent
“Hello 👋 I’m Jennifer, a life insurance agent & financial advisor based in Texas. Settle has helped me secure top offers for my clients lapsing or unwanted life insurance policies many times. I highly recommend them!"
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Rated 4.97/5
Why agents use Settle
Faster turnarounds
Most settlement brokers take weeks just to review a case. Settle delivers qualified valuations within days, helping you respond to clients while the opportunity is still hot.
Higher offers
We run every policy through a competitive bidding process with multiple institutional buyers. More competition means stronger offers and better outcomes for your clients, and you.
Transparent splits
No surprises or hidden fees. You’ll always know exactly how commissions are structured and when you’ll be paid. We believe trust starts with clarity.
White-glove support
Our licensed specialists handle the medical records, illustrations, and paperwork so you can focus on advising, not admin. From submission to closing, we keep you updated every step of the way.
It only takes a minute to submit a case.
Submit a Case
We’ll give you a call the same day!
100% Free
valuation and advice
No commitment
No pressure
Accurate
appraisals
94%
of our sellers achieve
asking price.
Advisors often ask...
How long does a policy appraisal take?
Most appraisals are completed within 24–48 hours once the necessary policy information is submitted. Complex cases may take slightly longer if additional medical or policy data is required.
What information do I need to submit?
We’ll need basic client and policy details: the insured’s age, policy type, face amount, and carrier, plus a recent illustration if available. Our team can help gather any missing documents.
Will I be updated during the process?
Yes. You’ll receive email updates at every stage — from appraisal to offer review to closing — so you always know where your client’s case stands.
How is my client’s offer determined?
We run each case through a competitive bidding process among vetted institutional buyers. Offers depend on factors like age, health, premiums, and market demand.
How are commissions structured?
Advisor commissions are clearly disclosed upfront and paid directly after closing. No hidden fees, no surprises.
What happens once an offer is accepted?
Our settlement team handles all documentation, verification, and escrow. Once the sale is finalized, your client receives their payment, and you receive your commission.